Thanks Obinna for such a thorough…
Thanks Obinna for such a thorough service. You took your time and patiently explained life insurance to me. Great service!
Commercial Finance
Specialist Finance For Business Owners & Investors
From commercial mortgages and bridging to development and portfolio lending — our specialists structure deals that support your business growth and investment strategy.
300+
Positive Reviews
20k
Satisfied Customers
5.0
Over 20+ years
It was very thorough and patiently…
It was very thorough and patiently session. Ensured I understand everything and he answered every question I had and reassured me and gave me a good for thou…
Professional
Nice speaking with him. Very professional in his advice and patient in answering all questions. He deserve a 6 star not just 5.
5* Mortgage Broker
True to her name Madiha is truly praiseworth. She walked through the entire process of getting a mortgage offer concisely and thoroughly. We are super happy…
Excellent Service, 100% recommend
Madiha was absolutely amazing when it came to sorting out our mortgage and talking us through the process she is extremely knowledgeable. As first time buyer…
Andrew Latto was great
Andrew Latto was great throughout our remortgage process. Very responsive and patient despite an unforeseen issue our end. Would highly recommend.
Explained each steps
Explained each steps, explored various options.
Our Mortgage Experience
Our experience from the start to the end was a top notch with Mr Gbenga Peter Olubayo. Every tiny detail was simplified and made very easy for us. He sends r…
The mortgage broker is really truthful
The mortgage broker is really truthful, honest, patient, and really amazing. She has been very professional, yet empathetic all the way.
I recently took out a protection…
I recently took out a protection policy through Access Financial Services from an Advisor Shahid, and I couldn't be happier with the experience. The advisor…
Our Commercial Finance Services
Specialist lending solutions for businesses and investors
Commercial Mortgages
Finance for offices, retail, industrial and mixed-use property — whole-of-market options tailored to your business.
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Owner Occupier Finance
Help your business own its premises with competitive rates and flexible terms from specialist lenders.
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Bridging Finance
Short-term funding to secure opportunities, refurbish assets or bridge the gap before long-term finance.
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Development Finance
Funding for ground-up developments, conversions and heavy refurb projects with experienced underwriting support.
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Buy-to-Let Commercial
Investment finance for commercial landlords — from single units to multi-asset portfolios.
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Portfolio Landlord
Specialist lending for landlords with multiple properties or complex ownership structures.
See MoreHow We Structure Your Deal
01Secure Your Deal
Tell us about your property, timeline and objectives. We assess your requirements and identify suitable lenders from across the market.
02We Structure It
Our specialists tailor the loan structure — rate, term, fees and covenants — and manage the application through to offer.
03Funds Released
We coordinate with solicitors and valuers so completion runs smoothly and funds are released when you need them.
Common Commercial Finance Questions
Deposits typically range from 25% to 40% depending on property type, tenant strength and your experience. Your adviser will confirm exact requirements from suitable lenders.
Bridging can complete in as little as a few weeks when documentation and valuations are in order. Timelines vary by lender and complexity — we will give you a realistic schedule upfront.
Yes — many commercial and buy-to-let products are available to limited companies and SPVs. We will match you with lenders whose criteria fit your ownership structure.
Our fee structure is transparent and explained before you proceed. In many cases we receive commission from the lender — any client fees will be disclosed clearly at the outset.
Typically accounts, bank statements, asset and liability schedules, property details and tenancy information where relevant. We provide a tailored checklist for your application.
Trusted By 1200+ Satisfied Customers
Access Financial Services exists to take you there. We're more than a finance provider; we're a trusted guide, delivering smart advice, personalized solutions, and the clarity needed to move forward with confidence. With Access, financial security isn't imagined—it's achieved.
Whole-of-market advice with a personal touch. Our team helped me find the right mortgage deal without the jargon — highly recommended.
From protection to commercial lending, Access guided us every step of the way. Professional, transparent, and always available.
What Our Commercial Finance Clients Say
Read how we have helped business owners and investors structure finance that fits their goals.
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